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What is Ethical Investing?

What is Ethical Investing?

Ethical investing is choosing where to invest money based on ethical or moral principles. It is dependent on the person because it revolves around applying your individual values, which include social, moral and religious beliefs and decisions.

THERE IS NO MARKET OR GOVERNMENT DETERMINED NAME FOR THIS TYPE OF INVESTING DUE TO ETHICS BEING A VERY BROAD AND SUBJECTIVE TOPIC. THE NAME OF ETHICAL INVESTMENTS MAY GO UNDER OTHER ALIASES SUCH AS SOCIALLY RESPONSIBLE INVESTING, IMPACT INVESTING, VALUES BASED INVESTING, CONSCIOUS INVESTING AND GREEN INVESTING.

Each type may slightly differ from the next based on the focus of the investment strategy, but the general principles of them all are very similar.

 In general most ethical investments comprise of investments in companies with products such as, education, sustainable products, healthcare and renewable energies – And they don’t invest in other investments and companies that are harmful to the environment, exploit workers, produce weapons or tobacco, or offer gambling services

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We believe it is essential that our analysis and research is customised to each client. The detail can be extremely important when it comes to insurance cover and this is why we conduct a detailed process.

ACCURATE

We value accurate amounts of cover, so you are not over insured. We research a range of providers to ensure you receive a competitive market rate.

STRATEGIC

We value optimising the structure of your insurance to ensure you achieve your financial objectives in the short and long term.

IMPORTANT

We believe the less wealth you have the more important it is to have protection as any financial burden placed on you and your family by accident or illness can be devastating.

COST EFFECTIVE

The premium structure of your cover can also make significant differences to your wealth over time. For this reason, we believe in optimising a combination of stepped and level premiums to suit your situation.

INSURANCE PROCESS

  1. Educate you about your options, explaining risks and probabilities
  2. Investigate your personal health and employment circumstances
  3. Evaluate your personal risks and insurance preferences
  4. Calculate your insurance strategy
  5. Research a panel of insurers to find a cost effective solution
  6. Make a recommendation for cover with a specific insurer
  7. Manage the implementation of your insurance recommendation
  8. Monitor your cover in accordance with your life changes and modify policies when necessary

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Any advice in this publication is of a general nature only and has not been tailored to your personal circumstances. Accordingly, reliance should not be placed on the information contained in this publication as the basis for making any financial investment, insurance or other decision. Please seek personal advice prior to acting on this information.

South Eastern

South Eastern

South Eastern – Cheltenham Office::

Services Offered:

  • Financial Planning
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  • Private Wealth

Office Address:
23/347 Bay Rd
Cheltenham VICTORIA 3192