BLOG
Should You Buy Your Business Premises in an SMSF? A Smart Strategy for Melbourne Business Owners
If you're a small business owner in Melbourne, you’ve probably asked yourself at some point:"Should I keep paying rent to someone else—or should I own the building myself?" But here’s the twist: what if your superannuation fund could be the landlord? Buying your...
Rebuilding Your Financial Life After Divorce: Why a Fixed-Fee Financial Plan Could Be Your Best Next Step
By Partners in Planning – Melbourne-based Independent Financial Planners Divorce is rarely just emotional — it’s often financially disorienting, too. Whether you’ve just begun the legal process or are staring at a freshly stamped settlement, it’s normal to feel...
Navigating Financial Independence After 50: A Guide for Melbourne Pre-Retirees
As independent financial planners based in Melbourne, we’ve seen a growing trend: more people in their 50s are seeking advice not just for retirement—but for financial independence. They’re not necessarily ready to stop working, but they want to know they could if...
Investment Bonds: The Smart, Tax-Effective Way to Leave a Legacy
When most people think about estate planning, they think about wills, superannuation, and family trusts. But there’s a lesser-known tool that’s rapidly gaining traction—especially for families looking to pass on wealth smoothly and tax-effectively: Investment Bonds....
Downsizing and Rightsizing: Smarter Retirement Planning for Melbourne Homeowners
If you’re approaching or in retirement and living in Melbourne, you may be sitting on a home worth over $2 million—but with limited cashflow to truly enjoy your lifestyle. Sound familiar? You’re not alone. We work with many retirees who are “asset rich but income...
Independent Financial Planning: A Strategic Approach to Empowering Your Financial Future
In today’s complex financial landscape, individuals and families face a growing need for personalized financial guidance. Traditional financial advisors, often tied to specific financial institutions or products, may not always offer the independence or flexibility...
How Soon Do I Need to Start Saving for Retirement?
It's generally a good idea to start saving for retirement as soon as possible, as the earlier you start, the more time you have to save and the longer your money has to grow through compound interest. The amount of money you need to save for retirement will depend on...
The Top Ten Investment Tips
Here are ten investment tips that can help you make informed decisions about your money: Start early: The earlier you start investing, the more time your money has to grow through compound interest. Diversify your portfolio: Diversifying your investments can help...
What Are The Top Retirement Tips?
Here are five retirement tips that can help you plan for and enjoy a financially secure retirement: 1. Start saving early: The earlier you start saving for retirement, the more time your money has to grow and the less you will need to save each month to reach your...
What Are Good Financial Habits?
Some good financial habits that can help you manage your money effectively and achieve your financial goals include: Creating a budget: A budget can help you track your income and expenses, allocate your money toward your priorities, and identify areas where you may...
Start Planning Your Future
Get in touch now and find out how we can help to plan for your future.
or
